Tips for Buying Property

Listings

Selling Your Property

About AJC Realty

Contacts
321 Sip Avenue, Jersey City, NJ 07306 (201) 324-1000
· Review Your Credit Report
· Get Pre-Approved for a Mortgage
· Determine What You Want in a Property
· Start Searching for a Home
· Make an Offer
· Home Inspections
· Closing



Email Our Agents

Al Cupo
Bill Smith
Jim Col
Samir

Mortgage Comapanies
First Horizon - Keith Sluka
First United - Samuel Ventola
Residential - Marc Kaplan
Suntrust - James Florendino
 


Step 2: Pre-Approved Mortgage

Finding the right loan and lender is crucial to your home buying success.

It's up to you to determine which lender is best for your needs, and it's always a good idea to have at least a bit of background about the loan process before you talk to a lender.

Do you know how much house you can afford? Probably not, unless you've talked with a lender. Pre-approval helps you in other ways. Consider this scenario. A home seller gets two similar offers. One is accompanied by a letter from the buyer's bank that states she is pre-approved for a mortgage in the amount of the offer. The other has no supporting documents. Which offer do you think the seller will consider first?

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